CAG Flags Gaps in PMAY-G Implementation in Uttar Pradesh, Calls for Close Monitoring of Incomplete Houses

Lucknow, December 27: The Comptroller and Auditor General of India (CAG) has raised serious concerns over the implementation of the Pradhan Mantri Awas Yojana–Gramin (PMAY-G) in Uttar Pradesh and has recommended active monitoring to ensure the completion of thousands of unfinished houses. Despite the state reporting a 98 per cent completion rate under the scheme, the audit found major shortcomings that have deprived many beneficiaries of basic amenities. In its report on the implementation of PMAY-G in Uttar Pradesh, tabled in the state Vidhan Sabha on December 24, 2025, the CAG pointed out that a significant number of houses sanctioned under the scheme remain incomplete well beyond the prescribed time limit. According to the report, 20,215 houses sanctioned between 2016 and 2023 were still incomplete as of March 2025, even though the scheme mandates completion within 12 months from the date of sanction. The audit observed that while official records showed near-total achievement of targets, ground-level verification painted a different picture. Joint Physical Verification (JPV) revealed that more focused action is needed to meet the objective of providing a “complete house” as defined under the Framework for Implementation (FFI) of PMAY-G. The CAG also questioned the quality of construction of PMAY-G houses in the state. It noted that construction quality could not be ensured because trained masons were not mapped to each sanctioned house, as required under the guidelines. The absence of properly constructed demonstration houses at the block level was also flagged. The audit found that demo houses were either not built or were not constructed according to the designs recommended by the Union government, limiting beneficiaries’ awareness of region-appropriate housing designs. A major concern highlighted in the report was the lack of basic amenities in houses that were officially marked as “complete.” The CAG recommended stronger and more effective convergence with other social sector schemes to ensure facilities such as toilets, cooking gas connections, electricity and piped drinking water. The findings of the Joint Physical Verification were particularly alarming. Out of 2,079 PMAY-G houses sampled and reported as complete, only 77 were found to be fully complete on the ground. This indicated that the progress of completion was significantly overstated. The audit also found gaps in the provision of basic amenities. Toilets were constructed in only 1,483 houses, accounting for 71 per cent of the sample. Cooking gas connections were available in 1,271 houses, or 61 per cent. Electricity connections were provided in 1,456 houses, around 70 per cent, while piped drinking water connections were available in just 233 houses, or 11 per cent. The CAG noted that the PMAY-G framework clearly lays down the need for coordination between different departments to ensure convergence at the ground level. It pointed out that Para 8.3 of the FFI requires state- and district-level committees to include convergence as a regular agenda item and to monitor it periodically. However, the audit found that proper monitoring of convergence was not ensured during the period from 2017 to 2023. Apart from monitoring incomplete houses, the CAG made several other recommendations to improve the scheme’s implementation. It stressed the need to identify landless beneficiaries across the state and ensure that all such eligible families are prioritised for housing benefits. The audit also recommended the construction of demonstration houses strictly as per approved designs and specifications for different zones, so beneficiaries can understand suitable and safe construction methods. The report further called for thorough verification of cases where beneficiary details were overridden or mismatched. It flagged instances where houses were sanctioned with blank entries or question marks in place of the beneficiary’s name or the names of parents, raising concerns about possible irregularities. The CAG recommended detailed scrutiny of such cases to rule out any malpractice. Overall, the audit underlined the need for better oversight, accurate reporting and stronger coordination among departments. It stressed that the success of PMAY-G should not be measured only by numbers but by the actual delivery of safe, complete and livable homes with essential amenities to rural beneficiaries across Uttar Pradesh. CAG Flags Gaps in PMAY-G Implementation in Uttar Pradesh, Calls for Close Monitoring of Incomplete Houses The Comptroller and Auditor General of India (CAG) has raised serious concerns over the implementation of the Pradhan Mantri Awas Yojana–Gramin (PMAY-G) in Uttar Pradesh. In its latest report, the CAG called for active and close monitoring of incomplete houses, highlighting gaps between official claims and the reality on the ground. According to the report, the state reported a 98 per cent completion rate under PMAY-G. However, audit findings revealed that 20,215 houses sanctioned between 2016 and 2023 were still incomplete as of March 2025, even though the scheme allows only 12 months for completion. The report was tabled in the Uttar Pradesh Vidhan Sabha on December 24, 2025. The CAG pointed out that joint physical verification showed serious shortcomings in houses marked as “complete.” Out of 2,079 sampled houses, only 77 were actually found to be fully complete, indicating that progress figures were overstated. Many beneficiaries were also found to be living without basic facilities that are essential for a dignified life. The audit revealed that toilets were available in only 71 per cent of the verified houses, while cooking gas connections were provided in just 61 per cent. Electricity connections were present in 70 per cent of the houses, and piped drinking water connections were available in only 11 per cent, showing weak coordination with other welfare schemes meant to provide these services. The report also questioned the quality of construction. It noted that trained masons were not mapped to each house, which affected construction standards. Demo houses, meant to guide beneficiaries on suitable designs, were either not built or not constructed as per designs approved by the Union government. The CAG recommended better coordination among departments, regular monitoring of convergence with social schemes, identification of landless beneficiaries and strict verification of records where beneficiary details were missing or unclear. The report stressed that success should be measured not by numbers, but by providing safe, complete and livable homes to rural families.